On the first day of Christmas my PF gave to me a healthy & happy family

On the second day of Christmas PF gave to me a 10% profit

On the third day of Christmas PF gave to me 10% interest ratio

On the fourth day of Christmas PF gave to me a greater than 5% ROAM

On the fifth day of Christmas PF gave to me 30% overheads

On the sixth day of Christmas PF gave to me 70% gross margin for graziers / 60% for croppers

On the seventh day of Christmas PF gave to me 30% Direct costs for graziers / 40% for croppers

On the eighth day of Christmas PF gave to me greater than 15% turnover

On the ninth day of Christmas PF gave to me assets growing annually

On the tenth day of Christmas PF gave to me healthy plants & animals

On the eleventh day of Christmas PF gave to me a healthy & balanced eco-system

On the twelfth day of Christmas PF gave to me a paradigm shift & the need to embrace change with glee

Written by Richard Groom, Director, PF Agribusiness